BusinessJuly 14, 2026

insurtech

/ˈɪn.sərˌtɛk/

Definition

A technology-driven company or solution that utilizes digital innovation, such as AI or automated data processing, to improve, streamline, or transform insurance industry services.

Etymology

The word is a portmanteau formed by combining 'insurance' and 'technology.' It follows the pattern of other industry-specific tech blends like 'fintech' (financial technology) that gained popularity in the early 21st century.

In the news

The article uses the term to describe 'Adaptive Insurance,' a company providing AI-powered parametric insurance solutions to address climate-related risks. It highlights how these tech-focused firms help traditional insurers manage emerging, complex risk profiles.

IAG venture bets target insurance’s next wave of emerging risks

Read the full article ↗

Insurance Business

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