BusinessAugust 16, 2026

collateralisation

kuh-LAT-uh-ruh-li-ZAY-shun

Definition

The act of pledging an asset or natural resource as security for a loan to ensure repayment.

Etymology

Derived from the Medieval Latin 'collateralis', meaning 'side by side,' reflecting the practice of placing security alongside a loan agreement. The '-isation' suffix was later added to denote the process or act of applying this practice.

In the news

The article uses the term to describe how governments use natural resources as backing for loans, a practice the summit rejects because it risks mortgaging community resources without consent.

SADC People’s Summit Demands Debt Justice, Resource Control

Read the full article ↗

AfricaBrief

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